FAQs

1. What is the purpose of Canadian Long Term Loans?
We offer loan comparison services. Accessing our website, you can compare and contrast loan offers by different lenders. Through us you can reach potential lenders who present competitive prices. Our website is accessible round the clock. So, you can get in touch with us at any time for assistance to find the best loan deal.

2. Who can apply for loans?
We work with a wide network of lenders. Loan applicant should be 18 years old, should be a Canadian citizen, should earn fixed monthly income and should be holding an accessible account in some reputed bank.

3. What is the application process?
At first, register online at our website Canadian Long Term Loans. After this step you can apply with prospective lenders via our website. The online registration form requires you to enter few details correctly. Once completing the form, submit it to us. We will process your request and will help you to make loan application for loans. Then, we will forward your details to lenders to match requirements.

4. Will I be charged for my application?
No, you will be charged nothing for application. Canadian Long Term Loans offer free services. Here you get the freedom to access our website free of cost. But lenders will charge interest and other charges for loans.

5. Do you conduct credit checks?
No, we don't conduct any checks here. We do online loan matching work and your credit scores are important for us. But lenders will inquire about your credit records once your loan application reaches the lender. You will be granted loans if lender is convinced about your financial capability.

6. Is pledging collateral important?
No, lenders with us provide loans which fall under unsecured category. You will not be asked to place your assets in favor of loans that you want to borrow.

7. Who will be deciding about loan approval?
We are loan intermediaries and are not responsible for taking lending decisions. We will submit your loan request to lenders who will decide whether or not loans should be approved.

8. Are my personal details safe with you?
We use advance security measures to protect privacy of your details.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Canada. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.